- Who is eligible?
- How do I get started?
- What does the information session cover?
- What if I can’t attend the classes?
- What are the costs of the program?
- Where can I find out more about the First Home Club?
- Where can I find out information about Section 8?
- I have a question about foreclosure or mortgage counseling – who can I talk to?
- I have a question not answered here.
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Who is eligible?
If you are a first time homebuyer, have not owned a home in the past 3 years or are a displaced homemaker, you may be eligible to participate in PathStone’s Homeownership Assistance Program. While there are some income eligibility requirements, the program is designed to assist families at a variety of income levels.
How do I get started?
The first step is to attend an orientation session. At orientation, you will have the opportunity to learn more about the Homeownership Assistance Program and complete an application. To view our calendar of upcoming information sessions, click here. Please call (845) 569-0770 for more information.
What do the information sessions cover?
The free information sessions serve as an introduction to our services, primarily our homebuyer education courses. After registering for classes, interested homebuyers will schedule a one hour meeting with Eileen to determine eligibility based on mortgage, credit, and available grants. Interested future homebuyers will also learn about the grants PathStone works with, including the First Home Club.
What if I can’t attend the classes?
PathStone now offers a choice between taking traditional classes and completing the courses online. Please call our office at (845) 569-0770 to find out more.
What are the costs of the program?
The education course costs a registration fee of $60, along with a $13.20 fee for your credit report ($22.20 for couples). These are only submitted after attending a free information session.
Where can I find out more about the First Home Club?
To learn more about the First Home Club, visit the FHLB NY website and read their FAQs. If you have further questions, contact them at (212) 681-6000 or call our office at (845) 569-0770.
Where can I find out information about Section 8?
The Housing Choice Voucher Program (Section 8) provides income-eligible households with rental subsidies to cover rental costs in excess of 30 percent of household income, and the Family Self-Sufficiency Program aims to assist Section 8 recipients and their families in becoming independent of financial subsidies.. For information about these programs in Dutchess, Orange, Sullivan, and Ulster Counties, please contact the PathStone office in Middletown, NY at (845) 343-0771 or by email at AskNY-HousingChoice@PathStone.org. To learn more about our Section 8 to Homeownership program, click here.
I have a question about foreclosure or mortgage counseling – who can I talk to?
In most circumstances, PathStone Community Improvement of Newburgh does not offer foreclosure prevention or mortgage counseling through our office. We can, however, direct you to the organizations that can help!
- Orange County residents: Orange County Rural Development Advisory Corporation (RDAC), 845-713-4568
- Dutchess County residents: Hudson River Housing, 845-454-9288
- Ulster County residents: Rural Ulster Preservation Company (RUPCO), 845-331-2140
I have a question not answered here.
Please feel free to send us an email or call our office at (845) 569-0770 – we’re happy to help!
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What is a “community garden”?
According to the American Community Gardening Association, a community garden is, simply, “any piece of land gardened by a group of people.”
What are the benefits of community gardens?
Improve the quality of life for people in the garden
Provide a catalyst for neighborhood and community development
Stimulate Social Interaction
Encourage Self-Reliance
Beautify Neighborhoods
Produce Nutritious Food
Reduce Family Food Budgets
Conserve Resources
Create opportunity for recreation, exercise, therapy, and education
Reduce Crime
Preserve Green Space
Create income opportunities and economic development
Reduce city heat from streets and parking lots
Provide opportunities for intergenerational and cross-cultural connections
